The Spring 2012 issue covers a number of mortgage and protection issues.

Click here to download/view the promotional PDF of this issue.

In this issue:
Page 1
Looking ahead - we set out the prospects for 2012, the sense in considering the longer-term and why the great deals on offer at the moment may disappear later in the year, if SWAP and LIBOR rise.  This may also result in interest rate rises for the 3.5m+ who sit on SVRs, irrespective of any non-movement in the Base Rate.  Consider acting now – is the message.

The page 1 copy will be updated over the course of the issue period to reflect any market developments.  So, whenever you jump on board, you’ll benefit from a topical up-to-date newsletter.

Page 2
Use your Adviser - this piece covers advice they may need with regard to protection and borrowing issues, and where the Adviser can help out.

Boost for First-Time Buyers and Housebuilders - we set out what the latest government initiatives cover with their New Build Indemnity scheme and Get Britain Building fund.

Page 3
Offset Mortgages - we remind readers that those with an ok-sized savings account may benefit greatly from an Offset.

Let-to-Buy - this may offer a way of unblocking the housebuying chain.

Guardianship - many will be aware of the importance of Life cover, or having a Will in place – but very few would be aware that the kids may be put in care, if both parents died without a Guardianship arrangement in place.

Page 4
Option 1 story - Income Protection - we set out how this policy could help should a person not be able to work due to illness, injury or, in some cases, redundancy.

Option 2 story - Buy-to-Let - the resurgence in Buy-to-Let continues and we set out some of the positive findings and where this marketplace could benefit existing and new Landlords.

Option 3 story - Bridging and Secured Loans - a reminder to readers that there are alternative ways to borrow money, should they have short term borrowing requirements, or perhaps just need to borrow a smaller amount.

The page 4 copy will be updated over the course of the issue period to reflect any market developments.

Throughout the issue, the whole editorial thrust is to get them to either make contact with you to find out more, or to feel that you would be the best point of contact when they do need to review their finances.