The Spring 2012 issue covers a number of pensions, investments and life issues. And, if wanted, you can have an alternative cover date.

Click here to download/view the promotional PDF of this issue.

Page 1
The current marketplace - we set the scene by outlining the investment uncertainty across 2012 and the various issues to consider - as there may also be some good opportunities out there!  And from here, the importance of talking to your Financial Adviser to help undertake a spring clean of their finances and to plan for the end of Tax Year.

The page 1 copy will be updated over the course of the issue period to reflect any market developments. So, whenever you jump on board, you'll benefit from a topical up-to-date newsletter.

Page 2
ISAs - the Jan-March period each year will see the ISA advertising season blast and we jump on that bandwagon to set out the options available regarding ISA allowances.

Junior ISA - this may appeal to young families, with the recent launch of this offering – although we also highlight that there may be other more suitable options to consider as well.

Page 3
Sipps - we set out that Sipps can offer some much greater flexibility for pension planning, including even buying your own office premises.  But do balance this by saying that it won't be suitable for everyone.

Annuities - with the relaxation in taking out annuity by 75, has also come an increased product offering in this arena.  We mention this, but largely concentrate on what is on offer from the conventional guaranteed annuity.

Page 4
Option 1 story - Estate Planning - We lead this piece with the massive implications of not having a Guardianship arrangement in place.  And follow this with the importance of having a Will and Trusts, along with IHT planning.

Option 2 story - Income Protection - we set out how this policy could help should a person not be able to work due to illness, injury or, in some cases, redundancy.

Option 3 story - Buy-to-Let - the resurgence in Buy-to-Let continues and we set out some of the positive findings and where this marketplace could benefit existing and new Landlords.

The page 4 copy will be updated over the course of the issue period to reflect any market developments.

Throughout the issue, the whole editorial thrust is to get them to either make contact with you to find out more, or to feel that you would be the best point of contact when they do need to review their finances.